10+
year of experience
welcome to my first EMI
Our Loans Turn Dreams into Reality.
My First EMI think that the role of financial institutions in forming the
world economy is crucial. This obligation is reflected in our aims, which direct us in giving our
workers, shareholders, and communities exceptional service.
Our mission is to generate long-term
value and positive impact by supporting ethical behaviours, encouraging innovation, and advancing
sustainability. We are dedicated to constructing a robust and equitable financial system that serves
the interests of all.
quick loan process
very low rates
small business loan
studying abroad loan
What We’re Offering
our features
Why Choose Us?
Reach Your Financial Objectives Easily with Honest and Reliable Service With integrity and dependability.
Ten Years of Experience
We have ten years of experience providing excellent financial services and solutions.
Transparent Terms
We give you precise information about what to expect with our loans by providing simple, unambiguous terms.
how it works
Apply for a Loan in 3 easy steps
step
Check Eligibility Criteria
The first step to applying for a personal loan on My First EMI is to check if you meet the eligibility criteria. This includes age, income, credit score, and other factors. The eligibility criteria for personal loans are a minimum age of 21 years, a minimum monthly income of ₹15,000, and a minimum credit score of 700.After choosing the loan amount and tenure, customers can proceed to fill in the personal loan application form.
step
Complete your application online
The application form is simple and easy to understand and includes personal details such as name, address, and contact information. Additionally, financial details such as income and employment status. Customers can choose the loan amount and tenure at their convenience. Once the application form is filled in, customers must upload the necessary documents such as identity, address, and PAN.
step
Receive the Loan Amount
After the auto-pay is set up and the loan agreement is signed, customers need to wait for the approval. My First EMI ensures a quick and hassle-free approval process, with disbursal within 24 hours subject to verification. If the loan is approved, the customer will receive the loan amount in their bank account. Our website provides information on the disbursement process, such as the time the loan amount takes to be credited to the customer's account.
company transparency
our company core
value
Discover our innovative approach to delivering solutions that combine creativity and advanced technology, thereby setting new industry standards. We adapt to your changing needs, assuring efficiency and effectiveness in all aspects of our service.
We develop and leverage talent to drive excellence throughout our operations, assuring innovation and great service delivery. Our team's knowledge and dedication are the foundation of our success, allowing us to meet and exceed customer objectives with professionalism and originality.
Through our enabling approach, we enable individuals and businesses to achieve their objectives by providing specialised solutions and consistent assistance. We assure long-term growth and success for all of our stakeholders by encouraging collaboration and utilising cutting-edge technology.
We remain committed to commercially responsible methods that balance profitability, ethical standards, and community impact. Our strategy decisions focus on long-term sustainability and beneficial outcomes for our clients and stakeholders. By incorporating responsibility into our fundamental activities, we aim to create long-term value in the marketplace.
call us any time
+91 93542 30211
our team
our awesome team
FAQ
frequently Asked
Questions ?
What is a personal loan?
A personal loan is an unsecured loan that allows you to borrow a certain amount of money from a lender without providing any collateral. You can use this loan for any purpose, such as paying for a wedding, consolidating debts, or financing a home renovation.
What are the eligibility criteria?
The eligibility criteria are as follows: You must be a resident of India. You must be aged between 21 and 60 years. You must have a stable income source and a good credit score. You must meet the minimum income requirement as per your city of residence.
What documents do I need to apply for a personal loan?
You will need to provide the following documents to apply for a personal Loan: - Identity proof, such as Aadhaar card, PAN card, or passport - Address proof, such as Aadhaar card, utility bill, or rental agreement - Income proof, such as salary slips or bank statements
Can I prepay my personal loan?
Yes, you can prepay your personal loan at any time during the loan tenure. Please note that prepayment charges may apply as per our terms and conditions.
My First EMI helped me in getting a personal loan for my wedding. I was pretty impressed by the rate of interest, terms and conditions they got me by negotiating from the bank. I can surely refer all of my colleagues to My First EMI for applying any type of loan.
Tushar Rajput
I had been saving up for years to buy my dream home, but I fell short on the down payment. My First EMI personal loan was a lifesaver, providing the extra cash I needed to close the deal and move into my forever home.
Neelima Jain
The comparison table, which My First EMI have provided on their website, is best. As it is very useful for every loan seeker. Using that table i applied with YES bank as it suited best to my requirements.
Vaibhav Thakur
I needed to make some major updates to my rental property. My First EMI personal loan gave me the funds I needed to make the necessary repairs and increase the value of my property.
Kavita Sharma
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We Approve Loans
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Happy Customers
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